Zawadi & SARN Farms | Fair FInance Fund Loan Client s

Investments

Inclusive Prosperity is reimagining access to capital in Ontario’s food and farm economy. We work to dismantle long-standing financial barriers by offering culturally relevant, community-rooted financing to African Canadian, Indigenous, and other racialized food and farm entrepreneurs.

Now, for the first time, you can be part of this movement—by investing in one of our two tailored funds.

Our Investment Options

African Canadian Farmers Fund

$50,000

minimum investment

10-year term
0-3% annual interest
Principal paid on maturity date

2% one-time management fee

Nourish
Fund

$50,000

minimum investment

5-year term
0-3% annual interest
Principal paid on maturity date

2% one-time management fee
for bonds above $100,000

Your Investment For Collective Impact

Invest In Equity

Across Canada, equity-deserving farm and food entrepreneurs face persistent barriers to financing—barriers rooted in a long history of systemic exclusion from land ownership, capital access, and business development support. Your investment helps close these gaps by ensuring capital flows directly into the hands of entrepreneurs building businesses rooted in justice, self-determination, and cultural strength. This is reparative finance with a clear return.

Invest In Resilient Food Systems

Small-scale food and farm enterprises are the backbone of regional food security, environmental stewardship, and sustainable land use. Inclusive Prosperity directs capital to community-based ventures that grow food locally, protect ecosystems, and reduce reliance on globalized, high-emission supply chains. With your investment, you’re supporting regenerative agriculture, circular economies, and climate-smart innovation.

Invest In Community

Impact investing works. Through Inclusive Prosperity’s managed funds, you earn a financial return while seeing your capital create jobs, increase food access, and strengthen communities. With a track record of responsible lending through the Fair Finance Fund, and transparent reporting through annual impact reports, you can trust that your investment will generate measurable social, environmental, and economic outcomes.

A ground-breaking capital fund addressing unique challenges in agricultural investment for African Canadians. We aim to foster African Canadians’ participation in the food and farm sector by dismantling barriers formed by systemic racism—creating an inclusive farm sector by addressing biases in governance, operations, and lending.

Your investment today will build opportunities for African Canadian farmers, supporting wealth creation, and equitable economic empowerment. Join a growing community of impact investors who value diversity, inclusion, and shared prosperity.

A non-profit social finance fund dedicated to providing loans and mentorship services to urban farmers and food entrepreneurs in Scarborough and the surrounding areas. We provide accessible, flexible financing for racialized and equity-deserving urban farm and food businesses, building equitable urban food economies, local food systems, community wealth, and environmental stewardship.

Your investment fuels grassroots food systems led by racialized and equity-deserving communities. It’s more than capital — it’s a commitment to justice, sovereignty, and regeneration.

Frequently Asked Questions

  • Beginning as a partnership between the Fair Finance Fund, Social Economy through Social Inclusion (SETSI), and the Learning Enrichment Foundation (LEF), Inclusive Prosperty is today an independent organisation under the umbrella of the Fair Finance Fund.

  • A community bond is a financing tool that allows individuals and organizations to invest in projects that have a positive social impact within their community, while also earning a financial return.

  • Inclusive Prosperity bonds offer a range of interest rates from 0% to 3% in order to allow for differences in investor types and portfolio balance between impact and returns. At the time of purchase, investors can select their preferred interest rate which is set for the entirety of the bond term.

  • Simple interest will be calculated from the date of the purchase of a Bond, at the applicable rate selected (0-3%).

    Bondholders can choose to receive their interest on an annual basis, with payments to be made on the first business day of February each year; or the total (simple) interest accrued at bond maturity.

  • Investors have the option to have their principal returned or reinvested after the bond term is complete.

Questions?

Fill out the form with your contact information, and our team will be in touch within 3-4 business days.