Fair Finance Fund

The Fair Finance Fund is a social finance fund for Ontario’s local food and farm sector. The Fund supports local food and farm social enterprises in accessing the capital and mentorship they need to grow and thrive. Together, alongside our investors, we help build sustainable local food systems, grow local economies and strengthen climate resilience.

Access the capital you need to grow and thrive

Since 2019, the Fund has disbursed dozens of loans across Ontario. We understand your business, goals, mission, and values and have a shared mission for you to succeed while making a meaningful difference. Loans are available from $20,000 up to $200,000 for local producers, processors and food businesses.

Align your money with your values

The Fund offers investment opportunities to individuals and institutions that are interested in supporting regional food systems, Ontario communities, and thriving food and farm social enterprises. As an investor with the Fund, your dollars are directly invested into local food and farm enterprises across Ontario that are creating deep social impact.

Join a community making a meaningful difference

The REAL Assist Mentorship Program offers reliable, expert business assistance to local food and farm social enterprises. The program provides you with the guidance and support you need to fulfill your business goals and social mission from experts with decades of experience in food and farming.

Impact

$4M +

Disbursed in loans to local food
and farm entrepreneurs

$3.5M +

Raised for Ontario’s local food
and farm sector

270 +

Jobs supported or maintained
in Ontario

$20M +

In local food and beverage sales
by loan clients

57 +

Local food and farm
enterprises supported

85 +

Community-minded individual
and institutional investors

$575 +

Reinvested by clients in local/regional suppliers

2M+

Regional suppliers supported
in purchases

What’s Happening with the Fund

  • Venture Capital Ready Program

    The Small Scale Food Processor Association (SSFPA) has launched the Venture-Capital Ready: Investment Training for Women Entrepreneurs. This new national training program is aimed at food industry women/intersectional entrepreneurs looking to scale up their businesses to meet market demand.

  • Fall Intake Now Open!

    Are you looking to grow your values-driven food or farm business this Fall? The Fair Finance Fund has loans from $20,000 up to $200,000 available to invest in essential equipment, scale up production, and reach a broader market, to strengthen your position in the industry.

  • New Loan Client

    PCIF Development Cooperative (Pamoja Farms) is a non-profit organization formed by members of the African-Canadian community, dedicated to transforming the narrative of poverty and marginalization within the Black community by creating avenues leading to ownership and financial security.